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Author: Andrew Stine

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Best Silver Ira Companies – How Can Silver Protect Your Retirement?

by Andrew Stine 8 Min Reading

Are you looking for the best silver IRA companies to protect your retirement?

Investing in precious metals, like silver, can offer a powerful hedge against inflation and safeguard your hard-earned savings. With its historical track record of maintaining value during economic downturns, silver has become an increasingly popular choice for retirement portfolios.

In this article, we will explore the benefits of investing in precious metals and delve into why silver is particularly effective at protecting your wealth. We will also evaluate best silver IRA companies available to help you make an informed decision. By comparing fees and services offered by different companies, you can ensure that you maximize your investment potential.

Navigating the process of investing in silver for retirement may seem daunting, but with our guidance, you’ll gain the confidence to secure your financial future. Discover how silver can enhance your retirement savings today!

Understanding the Benefits of Investing in Precious Metals

Investing in precious metals like silver can offer a range of benefits for your retirement. It can help safeguard your financial future in an uncertain economic climate. Silver is known for its intrinsic value and has been used as a form of currency for centuries.

One of the key advantages of investing in silver is its ability to act as a hedge against inflation. As the value of paper money decreases over time, the price of silver tends to rise, preserving your purchasing power.

Additionally, silver is considered a tangible asset that you can physically hold, providing a sense of security compared to other investment options. Furthermore, silver has proven to be resistant to market volatility and can serve as a diversification tool within your portfolio.

By including silver in your IRA investment, you can enjoy these benefits while protecting and growing your retirement savings.

Exploring Silver as a Hedge Against Inflation

By diversifying with precious metals like silver, you can shield your retirement savings from the erosive effects of inflation. Silver has long been recognized as a valuable asset that can act as a hedge against rising prices.

As inflation erodes the purchasing power of traditional currencies, the value of silver tends to increase. This is because silver is a tangible asset with intrinsic value, making it an attractive option for investors looking to protect their wealth.

Unlike paper money or stocks, which can be easily devalued by economic downturns or government policies, silver holds its worth over time. By including silver in your IRA portfolio, you can ensure that your retirement savings are protected and have the potential to grow even during periods of high inflation.

Evaluating the Top Silver IRA Options

When it comes to securing your future, you’ll want to take a look at the top options available for evaluating which silver IRA plan suits you best. Investing in silver through an IRA can provide a hedge against inflation and protect your retirement savings.

Here are three top silver IRA options to consider:

  • Silver Gold Bull: This company offers a wide selection of silver bullion products and has been trusted by investors for many years.
  • Augusta Precious Metals: With their focus on customer service and education, Augusta provides personalized guidance to help you navigate the world of precious metals IRAs.
  • Birch Gold Group: Birch Gold Group is known for its transparency and low fees, making them an attractive option for those looking to invest in silver.

These companies have proven track records and can help you make informed decisions about your retirement savings.

Comparing Fees and Services of Silver IRA Companies

Let’s dive into comparing the fees and services offered by different silver IRA providers to help you make an informed choice for securing your future.

When evaluating silver IRA companies, it’s crucial to consider the fees they charge and the services they provide. Look for companies that offer competitive pricing structures with transparent fee schedules.

Some companies may charge annual account maintenance fees or transaction fees, so be sure to compare these costs across different providers.

Additionally, consider the range of services each company offers. Do they provide assistance with account setup and management? Can you easily track your investments online?

It’s important to choose a company that not only has low fees but also provides excellent customer service and valuable resources to support your retirement goals.

Navigating the Process of Investing in Silver for Retirement

As you navigate the process of investing in silver for your retirement, it’s important to understand the steps involved and how they can lead to financial security.

First, you’ll need to choose a reputable silver IRA company that aligns with your investment goals and offers the services you require. Once selected, you’ll open an account with them and fund it with either cash or by rolling over funds from an existing retirement account.

The next step is to work closely with your chosen company to select the right type of silver assets for your portfolio. This may include bullion coins, bars, or even ETFs backed by physical silver.

After making your purchase, your chosen company will securely store and manage these assets on your behalf until you reach retirement age when you can start withdrawing them as needed.

By following this process, investing in silver can provide a valuable hedge against inflation and market volatility while safeguarding your retirement savings.

Maximizing Your Retirement Savings with Silver

To optimize your retirement savings, consider adding silver to your investment portfolio and watch it grow over time. Silver has proven to be a valuable asset that can protect your retirement funds from market volatility and inflation. Here are four reasons why silver can help maximize your retirement savings:

  • Diversification: Investing in silver allows you to diversify your portfolio beyond traditional stocks and bonds, reducing overall risk.
  • Hedge against inflation: Silver has historically retained its value during times of economic uncertainty, making it an effective hedge against inflation.
  • Potential for growth: As demand for silver continues to rise, its price is expected to increase, providing potential growth opportunities for investors.
  • Tangible asset: Unlike stocks or bonds, which are intangible assets, owning physical silver gives you something tangible that you can hold onto.

By including silver in your retirement investment strategy, you can enhance the security and potential returns of your savings.

Frequently Asked Questions

How do I choose the right custodian for my silver IRA?

To choose the right custodian for your silver IRA, there are a few key factors to consider.

First, look for a reputable company with experience in handling precious metals IRAs. Check their fees and services offered, ensuring they align with your needs.

Research customer reviews to gauge client satisfaction. Additionally, consider the level of customer support provided by the custodian.

By thoroughly evaluating these aspects, you can make an informed decision on selecting the ideal custodian for your silver IRA.

Can I contribute to a silver IRA with funds from an existing retirement account?

Yes, you can contribute to a silver IRA with funds from an existing retirement account. By rolling over funds from your 401(k) or traditional IRA into a silver IRA, you can diversify your retirement portfolio and potentially protect it against inflation.

This allows you to take advantage of the potential benefits that investing in physical silver can offer while still maintaining the tax advantages of a retirement account.

What is the process for converting my traditional IRA into a silver IRA?

To convert your traditional IRA into a silver IRA, you’ll need to follow a few steps.

First, find a reputable custodian who offers silver IRAs.

Next, open an account with the custodian and complete the necessary paperwork.

Then, transfer your existing traditional IRA funds into the new silver IRA account.

Once the funds are transferred, work with your custodian to purchase silver bullion or coins that meet IRS requirements.

Finally, store the purchased silver securely in an approved depository.

Are there any restrictions on storing silver bullion in a self-directed IRA?

Yes, there are restrictions on storing silver bullion in a self-directed IRA. The IRS requires that the bullion be held by a qualified trustee or custodian. You can’t personally hold or store the bullion yourself. This is to ensure that the investment remains within the guidelines and regulations set forth by the IRS.

It’s important to choose a reputable company that specializes in self-directed IRAs to handle the storage of your silver bullion properly.

Can I take physical possession of the silver in my IRA before reaching retirement age?

Yes, you can take physical possession of the silver in your IRA before reaching retirement age. However, there are a few things to keep in mind. If you withdraw the silver from your IRA, it’ll be considered a taxable distribution unless you roll it over into another qualified retirement account within 60 days. Additionally, if you’re under 59½ years old, you may also have to pay an early withdrawal penalty.

Conclusion

So, now you know how silver can protect your retirement. By investing in precious metals like silver, you can hedge against inflation and maximize your savings.

It’s important to evaluate the top silver IRA options and compare fees and services offered by different companies. Navigating the process of investing in silver for retirement may seem daunting, but with proper research and guidance from reputable IRA companies, it can be a smooth journey towards securing your financial future.

Start considering silver as a valuable asset for your retirement today!

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Uncategorized

Choosing The Best: A Comprehensive Guide To Finding the Leading Precious Metals Ira Provider In 2023

by Andrew Stine 6 Min Reading

Are you considering investing in a precious metals IRA? If so, it’s crucial to choose the best provider that aligns with your investment goals and safeguards your financial future.

In this comprehensive guide, we will explore the leading precious metals IRA provider in 2023 and help you make an informed decision.

Start by evaluating your investment goals – whether you’re looking for long-term growth or protection against market volatility.

Next, research the reputation and experience of providers to ensure they have a track record of success.

Compare fees and costs to find the most cost-effective option without compromising on quality.

Assess customer service and support offered by different providers, as well as their storage and security options to guarantee the safety of your investments.

By following this guide, you’ll be equipped to select the best precious metals IRA provider for your specific needs and secure a prosperous financial future.

Evaluating Your Investment Goals

When evaluating your investment goals, it’s important to consider factors such as risk tolerance, time horizon, and desired returns. These elements play a crucial role in determining the best precious metals IRA provider for you in 2023.

Assessing your risk tolerance will help you determine how much volatility you can handle and whether a conservative or aggressive approach is more suitable.

Your time horizon refers to the length of time you plan to invest before needing access to your funds. It’s essential to align this with the provider’s investment strategies and lock-in periods.

Lastly, defining your desired returns sets clear expectations on the performance and growth potential of your investment.

Evaluating these aspects thoroughly will guide you towards choosing the most suitable precious metals IRA provider for your investment goals in 2023.

Researching the Reputation and Experience of Providers

While considering which company to trust with your retirement investments, it’s crucial to thoroughly investigate the backgrounds and track records of potential providers. You want to ensure that you’re choosing a reputable and experienced precious metals IRA provider who can help you achieve your investment goals.

Here are some key steps to take when researching the reputation and experience of providers:

  • Read customer reviews and testimonials: Look for feedback from current or past clients to get an idea of their experiences with the company.
  • Check industry certifications: Verify if the provider is accredited by relevant organizations, such as the Better Business Bureau or the Professional Coin Grading Service.
  • Evaluate years in business: Consider how long the company has been operating in the precious metals IRA industry as a measure of their experience and stability.
  • Research professional affiliations: Look for associations with reputable financial organizations or involvement in industry events, which can indicate credibility.

By conducting thorough research on potential providers, you can make an informed decision that aligns with your investment objectives.

Comparing Fees and Costs

Comparing fees and costs is an essential step in ensuring a clear understanding of the financial implications associated with different providers. When it comes to precious metals IRA providers, fees can vary significantly, so it’s crucial to compare them before making a decision.

You should consider both the upfront costs and ongoing fees that may be charged. Some common fees include account setup fees, annual maintenance fees, and transaction fees for buying or selling metals. It’s important to carefully read the fee schedule provided by each provider to understand what you’ll be charged for various services.

Additionally, keep in mind that lower fees don’t always mean better service, so it’s essential to consider other factors like reputation and customer reviews when making your final decision.

Assessing Customer Service and Support

Assessing customer service and support is crucial in making an informed decision about which provider to go with for your precious metals retirement account. When it comes to dealing with your hard-earned money, you want a company that values your satisfaction and is readily available to address any concerns or questions you may have.

Look for a provider that offers multiple channels of communication, such as phone, email, and live chat support, so you can reach them easily whenever needed. Additionally, read reviews and testimonials from other customers to get an idea of their experiences with the company’s customer service.

A reputable provider will have knowledgeable and friendly representatives who are dedicated to providing excellent support throughout your investing journey. Remember, reliable customer service can make all the difference in ensuring a smooth and hassle-free experience with your precious metals IRA provider.

Examining Storage and Security Options

When considering storage and security options for your retirement account, you want to ensure that your precious metals are safeguarded with the utmost care and protection. Here are three important factors to consider:

  • Location of Storage Facilities: Look for a provider that offers secure storage facilities in multiple locations. This diversification reduces the risk of losing all your assets if there’s a problem in one facility.
  • Insurance Coverage: Find out what kind of insurance coverage the provider offers for your precious metals. It’s essential to have adequate insurance in case of theft, damage, or loss.
  • Auditing and Verification: Choose a company that conducts regular audits and provides transparent verification processes. This ensures that your metals are accounted for and eliminates any doubts about their authenticity.

Considering these factors will help you choose a precious metals IRA provider that prioritizes the safety and security of your investments.

Making an Informed Decision for Your Financial Future

To ensure a secure and prosperous financial future, it’s important to make an informed decision about the company that will safeguard your retirement investments. When choosing a precious metals IRA provider, there are several factors to consider.

First, research the reputation and experience of the company. Look for providers with a long history of serving clients and handling precious metal assets.

Second, evaluate their storage options. A reputable provider should offer insured and segregated storage facilities with advanced security measures in place.

Third, consider the fees and costs associated with opening and maintaining an account. Look for transparent pricing structures without hidden charges.

Lastly, read customer reviews and testimonials to gauge satisfaction levels among current clients. By conducting thorough research and due diligence, you can confidently select a reliable precious metals IRA provider that will help secure your financial future.

Conclusion

Now that you’ve evaluated your investment goals and researched the reputation and experience of providers, compared fees and costs, assessed customer service and support, and examined storage and security options, it’s time to make an informed decision for your financial future.

Choose the best precious metals IRA provider that aligns with your needs and preferences. By doing so, you can confidently secure a reliable platform to grow your wealth through precious metals investments in 2023.

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Uncategorized

How To Protect Your Gold Ira Account From Market Volatility

by Andrew Stine 6 Min Reading

Investing in gold can be a great way to diversify your portfolio and protect it from market volatility. But, how do you make sure that your gold IRA is safe?

In this article, we’ll look at how to shield your investment from the unpredictable movements of the market. We’ll discuss strategies like asset allocation and diversification to ensure that your retirement plan stays secure.

Keep reading to learn more about protecting your investments!

Understanding Gold Iras

A Gold IRA is a type of individual retirement account (IRA) that allows you to invest in gold and other precious metals. The purpose of this type of investment is to provide stability during times when the stock market may be volatile or bearish.

By investing in gold, you can protect your retirement savings from the effects of inflation, deflation, and economic uncertainty.

When it comes to protecting your Gold IRA from market volatility, there are several steps you can take. First, diversify your investments by allocating funds into both stocks and bonds as well as physical gold coins or bars. This will help reduce risk because if one asset class takes a hit, another one might rise instead.

Additionally, stay informed on world markets and current events so that you can make strategic decisions with regard to buying and selling assets based on what’s happening globally. Finally, consider working with an experienced financial advisor who can assess your portfolio and make recommendations for how best to manage its performance over time.

By taking these precautions, you can ensure that your Gold IRA remains protected against market fluctuations while still offering potential growth opportunities for long-term wealth accumulation. Investing wisely now could mean achieving greater security down the road – something everyone should strive for!

Asset Allocation Strategies

As investors, we all want to protect our assets from market volatility. Gold IRA investments can be an effective way of doing that and safeguarding your wealth.

Here are a few asset allocation strategies you should consider when looking to maximize the safety of your gold IRA:

  1. Diversification – The best gold IRA accounts allow for diversifying across different asset classes – this is one of the most important steps for reducing risk in any portfolio. Investing in gold within an IRA allows you to diversify more effectively than other traditional investments such as stocks and bonds.
  2. Rebalancing – Rebalancing your portfolio periodically helps maintain desired levels of risk by adjusting holdings as needed based on current market conditions. This strategy also enables you to make timely adjustments if there are significant changes in value or performance among certain securities or asset classes held in the portfolio.
  3. Sector Allocation – Sector allocation involves investing into multiple sectors within a particular industry, which provides greater diversity and reduces overall risk exposure by limiting losses caused by sector-specific downturns or economic recessions. It’s important to note that some sectors perform better during specific periods, so it’s essential to monitor changes over time and adjust accordingly if necessary.

In addition, carefully evaluating options like cost basis adjustment rules, tax considerations, liquidity needs, and fees associated with various investment vehicles can help ensure that you get the best return possible on your gold IRA investments while still maintaining a level of protection against market volatility.

source: https://www.outlookindia.com/outlook-spotlight/best-gold-ira-accounts-in-2023-company-reviews-ratings-fees-news-281910

Diversification Techniques

The thought of your gold IRA being affected by market volatility can be intimidating. But you don’t have to sit around worrying about it; there are a few things that you can do to protect your investments from the ups and downs of the markets.

Diversification is one of the most effective methods for protecting your gold IRA from market volatility. By diversifying, investors spread their funds across different types of assets so that if one type takes a hit, the other investments may still hold their value. This not only helps reduce risk but also helps maximize returns over time.

Investment advisors often suggest investing in stocks, bonds, mutual funds, real estate, and commodities like oil or gas as part of an overall diversified portfolio. Another option is to invest some money into alternative investments such as gold bullion or coins which can help balance out stock portfolios during times when traditional investments are struggling.

In addition to offering protection against downturns in financial markets, these kinds of investment vehicles offer significant growth potential over time; they’re particularly appealing during periods when interest rates are low. With careful planning and strategic allocation across various asset classes, savvy investors can effectively manage risks while taking advantage of potentially lucrative opportunities.

It’s important to remember that no single strategy will guarantee success; however, with proper guidance and thoughtful execution, you can successfully safeguard your gold IRA while pursuing long-term gains.

Working With A Financial Advisor

Investing in a gold IRA can be an exciting and rewarding experience, but the unpredictable nature of the stock market can make it difficult to protect yourself from volatility. Working with a financial advisor is one way to ensure that your gold IRA investments are protected from sudden changes in the market.

An experienced financial advisor can help you set up and manage your portfolio, determine appropriate asset allocations, provide advice on diversifying into other types of investments, create strategies for risk management and monitor your performance over time.

Your financial advisor will also give you guidance on how to structure your gold IRA account so that you don’t get hit by tax penalties or early withdrawal fees when making distributions. They will explain all of the rules surrounding investing in a precious metals retirement fund and help you understand how gold fits into your overall investment strategy.

Your advisor should also have access to specialized resources – such as experts in taxation, estate planning, insurance and accounting – who can provide additional insight into protecting your wealth.

By working closely with a qualified professional who understands both the risks and rewards associated with investing in precious metals IRAs, you’ll be able to maximize returns while keeping your investments safe from volatile markets. With their expertise, you’ll be better positioned to protect your hard-earned money over the long run.

Conclusion

When it comes to protecting your gold IRA from market volatility, there are a few key steps you should take.

First, make sure you have an understanding of what exactly a gold IRA is and how it can help you achieve your financial goals.

Next, look into asset allocation strategies that will maximize the potential returns on your investments while minimizing risk.

Finally, use diversification techniques to spread out your portfolio among different types of assets in order to reduce the overall effect of any losses due to fluctuations in the market.

Working with a knowledgeable financial advisor who specializes in retirement planning can also be beneficial when navigating these decisions.

With careful thought put into each step of this process, you’ll be well-equipped to protect your golden nest egg!

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gold and silver prices precious metals

Planning For Retirement With Gold Investments

by Andrew Stine 6 Min Reading

Are you looking to invest in gold for your retirement? Gold has been used as an investment and a form of currency since ancient times. It is one of the few assets that can help protect against inflation, stock market volatility, and other economic uncertainties. In this article, we will discuss how investing in gold can be beneficial when planning for retirement.

Gold investments are often seen as a safe bet due to their long-term value potential. When compared to stocks or bonds, it is not affected by short-term fluctuations in the markets because its price tends to move slowly over time. Additionally, gold doesn’t generate dividends like some other investments do; however, it does usually have lower fees associated with it which makes it more attractive than some alternatives.

When considering using gold as part of your retirement plan, there are several factors you should consider first. You’ll need to decide if you want physical gold such as coins or bars or if you prefer paper investments such as exchange traded funds (ETFs).

Also, you’ll need to determine what kind of account would best suit your needs – such as an IRA or 401(k) – and whether you’re comfortable taking on any risks associated with investing in the precious metal. By understanding these considerations ahead of time and doing thorough research into different options beforehand, you may find that including gold in your retirement portfolio could be a lucrative decision down the road.

Understanding Gold Investments

Gold investments have been a favorite way to diversify portfolios for centuries. Gold has long been seen as the best asset during times of financial instability and market volatility, offering protection against inflation. Understanding how gold works in an investment portfolio can help investors ensure that their retirement savings are safe and secure.

When investing in gold, there are three main types of assets – physical gold, stocks, and exchange-traded funds (ETFs). Physical gold includes coins and bars; these are bought directly from dealers or brokers. Stocks represent companies involved with gold production or exploration; they may also include derivatives such as options and futures contracts.

ETFs track indexes related to precious metals prices; these allow investors to buy into the price movements without owning any physical metal. All three forms provide exposure to the price movement of gold but vary significantly when it comes to liquidity and risk levels.

Benefits Of Investing In Gold For Retirement

Even though some are wary of investing in gold for retirement, there are many advantages and benefits to consider. One potential benefit is that gold investments tend to be more secure than other types of investments. This means that the value of a gold investment does not fluctuate as much and can remain relatively stable over time. Additionally, when inflation occurs and prices rise, the price of gold often rises along with them, providing investors with added protection against rising costs.

Another advantage to investing in gold for retirement is its ability to diversify an investor’s portfolio. By adding gold investments into their holdings, investors can reduce risk while potentially increasing returns on their overall investment portfolio. As we have seen through history, certain economic conditions may cause one type of asset or market to underperform while another outperforms; having assets that behave differently helps spread out risk across different markets and increases the chances of positive performance during downturns in the economy.

Gold also has tax advantages compared to other forms of investments like stocks or bonds: if held for longer than one year before being sold, profits from selling physical gold will generally be taxed at a lower rate than those earned from trading stocks or bonds.

Physical precious metals such as gold are exempt from capital gains taxes when used in self-directed IRAs – something which could save you money come tax season! Investing in gold makes sense both now and in the future as it can help protect your wealth no matter what happens down the line.

Strategies For Investing In Gold For Retirement

Retirement planning using the best gold investment companies is becoming increasingly popular. Gold can be a secure and reliable asset, serving as an inflation hedge in times of economic uncertainty. Investors should consider how much to invest in gold for retirement, their risk tolerance, and the various types of investment vehicles available.

Gold coins and bars are physical forms of investing that have a low cost basis, allowing investors to purchase them at close to spot prices. Exchange-traded funds (ETFs) are also options for those who don’t want to own physical gold. ETFs track the price of gold but do not require storage or insurance, making them more accessible than other forms of investing. Mutual funds offer another option with greater diversification potential and access to professional management services.

Investors should take into consideration current market conditions when deciding which form of investing in gold is best for them. It is important to understand the different risks associated with each type of vehicle before making any decisions about how to invest in gold for retirement purposes. Researching historical performance data may help inform investment choices and create a strategy tailored to meet individual needs while helping ensure long-term financial success during retirement years.

Conclusion

In conclusion, gold investments are a great way to supplement retirement savings plans. Gold is an attractive asset to invest in because of its historical reliability as a valuable commodity and its potential for growth. Investing in gold can provide investors with increased portfolio diversification, which helps protect against market volatility. Additionally, it offers the possibility of significant returns over time if managed well.

Despite these advantages, some people may be concerned about the risks associated with investing in gold. However, by taking into account one’s overall financial goals and risk tolerance before making any investment decisions, individuals can take steps to mitigate their risk exposure while still reaping the benefits that gold has to offer. By creating a plan that allows them to make informed decisions when it comes to their retirement planning, those interested in gold investments can do so responsibly and confidently.

Ultimately, for those looking for more stability or growth within their retirement portfolios, adding gold investments could prove beneficial – especially if done thoughtfully and strategically. With careful consideration of personal goals and expectations prior to investing, anyone can benefit from this precious metal as they prepare for their future.

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Criminal Law

Palm Beach Defense Attorney to Defend 18-Year Old Charged With Posing as Doctor

by Andrew Stine 6 Min Reading

Criminal defense attorney Andrew Stine explains Florida law about who can and cannot legally open a medical clinic in the state.

West Palm Beach criminal defense attorney Andrew D. Stine is defending Malachi Love-Robinson, the 18 year old criminally charged with posing as a doctor. The full story will be told at trial, but in order to appreciate what is happening now, in this Palm Beach County criminal case that has captured national attention, you must first understand Florida law, as it applies to “who can open a clinic or a doctor’s office” in the State of Florida, and what a medical doctor does under his or her license.

In Florida, there is “No requirement” that the clinic, doctor’s office or other medical facility be owned and incorporated by a licensed medical doctor. As a matter of fact, there is no educational requirement in Florida for opening a clinic, doctor’s office or medical facility. Under Florida General Statute 458.327, the governing statute that defines
“practicing” medicine, not “owning a clinic or doctor’s office,” the law states that “a person who practices medicine must hold a valid Florida Doctor of Medicine License.”

As a matter of fact, the practicing medicine without a license statute reads in pertinent part that: A person commits a felony of the third degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084 if the person is involved in: (a) The practice of medicine or an attempt to practice medicine without a license to practice in Florida. (b) The use or attempted use of a license which is suspended or revoked to practice medicine. (c) Attempting to obtain or obtaining a license to practice medicine by knowing misrepresentation. (d) Attempting to obtain or obtaining a position as a medical practitioner or medical resident in a clinic or hospital through knowing misrepresentation of education, training, or experience. (e) Knowingly operating, owning, or managing a non registered pain-management clinic that is required to be registered with the Department of Health pursuant to s. 458.3265(1). (f) Dispensing a controlled substance listed in Schedule II or Schedule III in violation of s. 465.0276. But Florida law is silent as to who can own a clinic, doctor’s office or medical facility.

18-year old, Malachi Love-Robinson has adamantly denied that he ever practiced medicine in Palm Beach County, FL. As matter of fact, Malachi Love- Robinson denies all the criminal charges against him and explained that he owned the facility and never practiced medicine in any way shape or form. Owning a clinic, doctor’s office or other medical facility by an 18 year old with no medical license is “perfectly legal” in the State of Florida.

Here, the charges that have been brought against the 18 year old are borne from the fact that an undercover officer entered the clinic and asked for medical treatment for a sore throat. The undercover officer was told that there was no medical doctor on staff and she would have to come back. The undercover officer was told many times that there was no doctor on staff and to make an appointment when the doctor would be in at a later time to see her. But this advice to the law enforcement officer wasn’t followed, she did not take the orders to leave but insisted to do what she came there to do, and that is to have Malachi Love-Robinson led away in handcuffs. Because after all, an 18 year old black kid shouldn’t own much, let alone a medical clinic or doctor’s office so her sights were set on her target!

At no time did 18 year old Malachi Love-Robinson or any other worker at the clinic take any form of payment from the undercover officer. At no time did the undercover officer provide any form of insurance payment. At no time did Malachi Love-Robinson or any other staff members request payment in cash or request payment in any form of insurance from the undercover officer.

Moreover, what the facts show are wholly inconsistent with what any of us know from visiting a clinic or doctor’s office. Because when anyone of us visits a clinic or doctor’s office, the first thing that a patient must do is provide their insurance information and/or make a cash payment to the medical doctor before services are rendered. When was the last time anyone could remember walking into a doctor’s office and being treated without first giving the insurance information or cash payment to the doctor? When was the last time someone went into a doctor’s office and was told there is no doctor on staff, but insisted on having their weight and blood pressure taken with no doctor there? If you are told there is no doctor on staff, the prudent patient leaves and comes back! But not if you are an undercover detective who is trying to make a criminal case against an 18 year old man who’s trying to do the right thing. The right thing of following his dreams by owning a doctor’s clinic, which isn’t illegal for anyone to do, regardless of their educational status, race, creed or sex in the State of Florida!

Lastly, it is not illegal in Florida to have a non-doctor give general advice as to what “they would do” when they feel a certain way. As an example, haven’t you ever talked to friend, family member or even a stranger, who after explaining to you that they may be getting a sore throat, you suggest gargling with salt water or to take an over the counter sore throat remedy to help in healing the problem. Is this general advice illegal, as defined by practicing medicine without a license in the State of Florida? If this general advice of “what I do when I am getting a sore throat” were illegal, then all of us in Florida with be charged with practicing medicine without a license and this is just hogwash!

Stay tuned for updates as they become available in this nationally televised criminal case regarding an 18 year old posing as doctor. And remember, if you or a loved one are charged with a crime in Palm Beach County, Florida do like Malachi Love-Robinson and thousands of other clients have done contact West Palm Beach criminal defense attorney Andrew D. Stine at 561-880-4300. “Hire Stine or Do the Time!”

Click here to see the full story as reported on Inside Edition

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Criminal Law

Andrew D. Stine Talks About His Client – Malachi A. Love-Robinson

by Andrew Stine 1 Min Reading

andrew-d-stine-talks-about-his-client-malachi-a-love-robinson

Teen Who Allegedly Posed As a Doctor Says His Intentions Were Pure

Did an 18-year old West Palm Beach resident practice medicine without a license? That’s the question we plan to discuss today with Andrew D. Stine, the defense attorney defending the young man accused.

West Palm Beach criminal defense attorney Andrew Stine about what Florida law states with regard to owning a medical clinic and practicing medicine in the state of Florida.

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Criminal Law

Can a Judge Overturn a Jury Verdict?

by Andrew Stine 2 Min Reading

Have you ever wondered if a judge can overturn a guilty verdict, or even a not guilty verdict? The results of former West Palm Beach Firefighter Capt. Rick Curtis’s trial may leave people wondering – is a jury verdict the final word?

DUI Conviction Overturned

According to the Palm Beach Post, Rick Curtis is fighting to get his job back as a firefighter for West Palm Beach now that his DUI conviction has been overturned. The conviction was overturned after Curtis alleged that the judge had an “intimate relationship” with one of Curtis’ adversarial colleagues. Curtis claims he didn’t learn of the relationship until after the trial.

City officials are refusing to let Curtis return to the department and are claiming that the conviction wasn’t the sole reason he was fired. County Court Judge Paul Damico ordered a new trial Wednesday.

Can a Judge Overrule a Jury Verdict?

In any trial, the judge’s decision and opinion has higher authority than anyone else. The fact of the matter is that a judge is an expert on the law and the jury is not. The judge can overturn a guilty verdict and find the defendant not guilty, but not the other way around.

Instead of overturning a guilty verdict, the judge can order a new trial. This is a rare instance that can happen if the judge determines that there was a procedural error or an error with the evidence that was important to the case.

Ultimately, a judge overruling a jury verdict is very rare because jury verdicts are supposed to represent the sentiment of the community.

Criminal Defense

If you are facing charges and fear the results of your trial, you need a criminal defense lawyer on your side. An experienced criminal defense lawyer will know how to file a motion to vacate the conviction if you feel that you have been wrongly convicted based on errors during the trial.

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Tons of US Financial Firms Fleeing to Miami

by Andrew Stine 4 Min Reading

The Miami Florida area has become a favorite among investors. In addition to beautiful beaches, it also has a low property tax, warm weather, and great views. As a result, many Hedge funds, Family offices, and Private equity firms have moved to the area. This article explores why they are choosing to relocate their offices there.

Hedge funds

One of the biggest trends in the financial world is the growing presence of hedge funds in Miami. This industry’s footprint in Florida has grown steadily over the past two years. As the number of active managers continues to increase, the city is emerging as a leading hedge fund center.

The first major move came last year when Barry Sternlicht moved Starwood Capital Management from Greenwich, Connecticut. Now, another Wall Street heavyweight, the Blackstone Group, is setting up shop in downtown Miami. In the next few months, Millennium and World Quant will also be opening offices in South Florida.

Other firms that have opted for the Sunshine State include SkyBridge Capital, RWC Partners, and the Brilla Group. All three are moving their offices to Miami and South Florida, a move that will create about 500 jobs in the region.

Private equity firms

There are many private equity firms in Miami. Many are looking to expand or grow their teams in this fast-growing city. Others are moving in from the New York area and other financial areas, like Tampa.

As a private equity firm, you need people with solid leadership skills. It’s important that your team believes in you and your ideas. Your ability to lead in turbulent times is crucial. You also need to be able to identify areas that need improvement in your business. A good executive search firm can help you find the right talent.

For example, Latham & Watkins LLP is a well-known name in the middle market buyout space. They have a strong understanding of real estate, infrastructure, and alternative assets. Similarly, Cleary Gottlieb Steen & Hamilton specializes in advising sophisticated global private equity investors.

Family offices

Family offices are growing in number and size. The latest numbers show there are more than 3,000 of them operating worldwide. They manage the financial affairs of high net worth individuals and families. However, they do not own or control any specific properties.

One of the main functions of family offices is to make charitable contributions. There are various ways to do this. Some companies make a profit off of these donations, while others give them away for free.

While a family office does not have to adhere to any regulations, it does not have to be in close proximity to a financial advisor. A family office can work as part of a team to ensure its business continues for future generations.

Low property taxes

Low property taxes are available for many residents of Miami-Dade County. This is because property values are increasing across the county, a result of the national inflation rate. However, the potential increase is higher than the current 3% ceiling, which means homeowners are likely to pay a greater share of their income in taxes.

Property taxes are the source of funds for county operations, as well as libraries, the Fire Rescue Department and the Fire Rescue Board. The four taxes make up more than $2 billion in revenue each year. They are set at a rate of $929 per $100,000 of taxable value. Commissioners can choose to adopt lower rates, or increase them.

Warm weather

Financial firms have flocked to Miami, bringing with them the business-friendly climate and tax incentives says commercial architect Miami. The city has become home to 70 financial offices, from banks to wealth management firms, in recent years. It’s easy to see why: Miami offers a low tax rate and a business-friendly environment. However, if you’re planning a visit, make sure you bring along a light sweater and a hat, as well as a sun screen.

Miami’s average December temperatures have gone up 3.4 degrees over the last four decades. While this may not seem like a big deal, it’s important to note that it isn’t the only time the temperature has risen.

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gold and silver prices precious metals

What Factors Determine Precious Metals Spot Prices?

by Andrew Stine 4 Min Reading

If you are interested in the precious metals market, you may be wondering what really affects the spot prices of the gold, silver and platinum that we buy and sell. There are a number of different factors that influence the price of these precious metals, including supply and demand, inflation, and geopolitical events.

Silver’s price action is influenced by geopolitical events

Gold and silver may have taken the lead for most of the last decade, but it is not all bad news. The latest economic stimulus in the form of the Fed’s newfound fiscal pact has the potential to revive the metal akin to a swanky sultan on a deserted island. Moreover, China is progressively building consensus with many countries, including the US in the not too distant future. It would also seem the United States has an uneasy alliance with an equally acerbic adversary. Having said that, a triadic trade may be in the cards for now. Keeping in mind the above tiffots, one must wonder what is next for this much maligned metal in the near future. Indeed, this hasty association might just be a sassy snobs’ nightmare in the making. For a while now, the US has been stomping on a number of fronts. Regardless of how it all plays out, one cannot help but be impressed at the performance of this juggernaut of a nation.

Inflation

Inflation can have a huge impact on the spot prices of precious metals, noted by Precious Metal IRA Companies. Precious metals are commodities that are considered a safe haven during times of economic uncertainty and turmoil. They’re also an effective hedge against inflation.

Inflation is a sustained increase in the general price level of consumer goods and services. When prices are high, the purchasing power of the dollar decreases, and people spend less money. This leads to increased demand for precious metals.

Investing in gold is a smart way to protect yourself against rising inflation. The price of an ounce of gold will likely keep its value over time.

Gold and silver prices tend to increase during times of economic uncertainty. Similarly, they’re affected by changes in global trade relations and interest rates.

Precious metals’ supply is limited, which means that the price is also limited. However, diversification can provide higher returns and lower volatility.

Investors worry about assets losing their value. A strong dollar will hurt stocks. But, as long as the economy remains stable, demand for luxury goods will continue.

Supply and demand

When it comes to precious metals, supply and demand are the key factors that drive spot prices. Understanding the relationship between these two elements can improve your chances of success.

Precious metals are used in a wide range of industrial and consumer applications. Some of these uses include electronics, jewelry, medical equipment, and dental devices. In addition to their use in industry, these metals are considered safe-haven assets during uncertain times.

Supply and demand affect the price of virtually every good. A high demand for a good can increase its prices, while a low demand for a good can push it down. Similarly, a surplus of a good can create a price drop.

The law of supply and demand applies to every type of commodity. However, it does not necessarily apply to all types of metals.

While a strong dollar can have a positive impact on the value of gold, it can also weigh down on its price. This is because it reduces the value of foreign currencies, which in turn increases the price of gold.

CFTC vs Southern Trust Metals

There is a clear trend toward more CFTC cases involving attempted market manipulation. In one recent case, the defendants engaged in a large-scale, eight-year scheme to manipulate the spot prices of precious metals through a series of deceptive orders that were intended to inject false information into the markets. This case, involving two former traders with JPMorgan Chase & Co., was one of the most watched legal battles in recent years.

Throughout this time, the CFTC aimed to punish wrongdoers and protect market participants from manipulative activity. However, the level of proof required to prove actionable manipulation was incredibly high. Hence, many of the CFTC’s enforcement efforts were stymied.

In October 2018, John Edmonds pleaded guilty to conspiracy to engage in spoofing. He and Christian Trunz are currently awaiting sentencing. The court found that a large number of circumstantial evidence supported the CFTC’s argument that it was not unreasonable to assume that the defendants engaged in fraud-based manipulation.

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precious metals

What Quarter of 2022 Was Best For Precious Metals?

by Andrew Stine 4 Min Reading

If you’re like me, you’ve been keeping an eye on the precious metals market. Whether you’re in the market for gold, silver, or platinum, you’re looking to see how the market will react to various events over the next few years. And while some of the biggest developments will affect these markets, we’ve identified several other factors that could play a role as well.

Gold price

If you are wondering what quarter of 2022 was the best for precious metals, you should know that the answer is not simple. It depends on a number of factors. But the most important one is the macro backdrop.

For instance, gold prices surged in the first couple months of the year, but then they slowed down. This was because the US dollar was strong. In fact, the Fed was able to hike rates by three-quarters of a percentage point in early November, which impacted the price of gold.

As a result, the dollar continued to climb. During the second half of the year, the US dollar was up about 16% against a basket of major currencies. That may not sound like much, but it is enough to weigh down stocks and commodities.

Inflows into gold ETFs

Gold ETFs saw strong inflows in the fourth quarter of 2022, despite the global economic slowdown and higher interest rates. The gold market is largely driven by central bank policy, while geopolitical uncertainty is also contributing to its price fluctuations.

According to precious metal IRA companies, the value of gold has been linked to a collective belief that something is valuable. Gold is therefore a stable asset that can be used as a hedge against volatility in the financial markets. Its long-term performance is positive. However, it has experienced significant volatility in the past.

Gold prices have fallen around 20% since their historic highs in the pandemic. This reflects the rising inflation in the US, which is driving up energy costs. But the price of gold is expected to rebound to $1,900 by the end of 2024. In addition, investors can gain exposure to physical gold through futures markets or ETFs.

China’s demand for platinum

China has been identified as a key market for platinum. However, a new report from the World Platinum Investment Council (WPIC) finds the country’s demand for platinum is not yet fully tapped. The organization says the country’s imports are at least 1.2 million ounces higher than its demand.

According to the WPIC, it will be another two years before the country’s supply and demand are in balance. This is due to strong imports into China, as well as large flows into exchange-traded funds. As a result, the platinum market is expected to experience a deficit in 2023.

Although there is no data available for Chinese consumption of platinum, WPIC says the country may be stockpiling the metal in preparation for future demand. In addition, China is planning to increase the amount of platinum used in catalytic converters for heavy vehicles.

Interest rate hikes

Gold was one of the best performing asset classes in the first half of 2022. This was due in part to hopes for a less hawkish Fed. However, the economic slowdown remained, which had a negative impact on living costs.

The Fed’s interest rate hikes kept the markets glued to the Federal Reserve’s decisions. However, they were also paired with geopolitical uncertainties. Combined with the US dollar’s strength, gold prices were affected.

During the second half of 2022, the gold market saw a significant correction. From a March 2022 high of $2,051 an ounce, it dropped to a September 2022 low of $1,406. Despite the correction, the long-term trend was positive.

Central banks raised interest rates aggressively in 2022. But, inflation remained high. A potential recession could lead the Fed to slow down its rate hike campaign. Currently, the Fed’s target federal funds rate is 3.75% to 4%.

Silver’s volatility

The fourth quarter of 2022 is set to bring some volatility to the price of silver. Investors have been jittery about the deterioration of the economy. This is especially true in the light of rising inflation.

However, the metal is expected to have a positive outlook in the coming years. Demand for industrial applications and the green economy is forecast to grow. Also, demand from electric vehicle manufacturing will increase. During recessions, industrial demand for silver drops. If the industrial sector returns to normal, investors can expect handsome returns.

Besides industrial demand, silver demand also benefits from a growing consumer electronics market. Demand in the jewelry and silverware segments will reach 300 million ounces this year. Moreover, strong inventory replenishment will drive demand in the silverware segment.

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